SMS Privacy Policy

Meridian Consortium LLC(Meridian) and our affiliates (collectively, “Mingl”, “Meridian”, “we”,  “us”, or “our”) provides this SMS Privacy Policy to help you make an informed decision about whether to use or continue using the Meridian Software and/or the Meridian Service. If you do not agree to our practices, please do not use the Meridian Software, or Meridian Service.

This Privacy Policy is incorporated into and is subject to the Meridian Terms of Service. Your use of the Meridian Software and the Meridian Service and any personal information you provide on the Meridian Site or Meridian Service remains subject to the terms of this SMS Privacy Policy and our SMS Terms of Service, as well as our  GENERAL T&Cs and  PRIVACY POLICY, incorporated herein by reference.

What Does This Privacy Policy Cover?

This Privacy Policy is part of Meridian’s Terms of Service and covers the collection of phone numbers for One-Time Password (OTP) and transactional messages. It ensures user consent, explains data usage (specifically for authentication), guarantees that data is not shared with third parties for marketing, and provides opt-out instructions.

This Privacy Policy does not apply to the practices of companies that Meridian does not own or control, or to individuals whom Meridian does not employ or manage, including any of the third parties to which Meridian may disclose user information as set forth in this Privacy Policy.

Information We Collect

When you opt-in to receive SMS messages from Meridian (e.g., OTP codes, account alerts), we collect your mobile phone number, date/time stamp, and consent status.

How We Use Your Information

We use your information exclusively to send requested authentication codes (OTP), transaction confirmations, or account alerts.

Third-Party Sharing

We do not sell, rent, loan, trade, lease, or otherwise transfer for profit any phone numbers or customer information collected through this program to any third party. Your information is only shared with our SMS service providers to deliver the messages.

Data Security

Meridian uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Meridian and you do so at your own risk. Using unsecured wifi or other unprotected networks to submit messages through the Meridian Service is never recommended. Once we receive your transmission of information, Meridian makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. If Meridian learns of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. Meridian may post a notice on the Meridian Site or through the Meridian Service if a security breach occurs.

Opt-Out/Stop

If you wish to stop receiving SMS messages from us, reply STOP to any message.

Support

For questions or support you can contact us at support@mingl.co.

Changes and Updates to Policy

This Privacy Policy may be revised periodically and this will be reflected by the “effective date” below. Please revisit this page to stay aware of any changes. Your continued use of the Meridian Site and Meridian Service constitutes your agreement to this Privacy Policy and any amendments.

Effective Date of this policy: February 28, 2026